I'm was the victim of "one of those emails." You know the kind. Everyone in your address book gets one a saying you've had some terrible experience in a foreign country (fill in the country) and that you regret the request, but you're in need of some amount of money (fill in the amount) immediately, and can they be a doll and quickly send the money.

Just months shy of retirement eligibility, having dedicated over 19 years of loyalty to her employer, Denise was told she'd been an exemplary manager but her services were no longer needed, effective immediately. In a moment, Denise went from being the primary income earner for her family to the ranks of the unemployed.

Once you have put together your own supportive personal safety network organized what you might need and want in your life, and asked to be part of this network, a time will come to look at reaching out to form a team to help with some change or challenge that comes up for you or someone you want to help.  Here's four steps to follow.

I thought of the family having to go through the loss of their son, and having the protesters there essentially pouring salt into their gaping wounds. It was the turning point for me in my depression. I knew I had to do something.